BEGIN:VCALENDAR VERSION:2.0 PRODID:-//Eventin//Event Calendar//EN CALSCALE:GREGORIAN METHOD:PUBLISH BEGIN:VEVENT UID:2a257dcd8fdb2035c2d98e395e1861ba@fitc-ng.com SUMMARY:Risk-Based Supervision (RBS) for FinTech DESCRIPTION:Location: London\, United KingdomDate: 1 – 5 June 2026\nFee: $4\,000 (Financial Sector Regulators and Commercial Banks)\n          $3\,500 (FinTech Institutions\, MFBs\, PMIs\, and Insurance Companies)\n  \nFintech is moving rapidly from ‘under the regulatory radar’ and is attracting growing regulatory responses and supervisory scrutiny across reg ulatory and supervisory institutions alike. With the dynamic and growing Fi nTech market in Africa and its role in promoting financial inclusion\, alon gside associated risks\, which require monitoring its operations and safegu arding stakeholders' interests\, supervisors face the difficult task of bal ancing the benefits of FinTech developments on financial inclusion while en suring safe\, stable\, responsible\, and secure financial products and serv ices.\nRisk-Based Supervision emphasizes proportionality\, forward-looking risk assessment\, and supervisory focus on areas of greatest potential impa ct. It is the leading approach to regulatory supervision of FinTech globall y. For regulators\, particularly central banks and supervisory authorities\ , RBS provides a structured approach to prioritising supervisory resources\ , enhancing oversight of emerging business models\, and adapting regulatory tools to rapidly evolving technologies. This approach aligns with internat ional best practices promoted by global standard-setting bodies such as the Basel Committee\, FATF\, IOSCO\, and the BIS\, which advocate agile\, data -driven\, and technology-enabled supervision.\nCommercial banks and other r egulated financial institutions are increasingly interconnected with FinTec hs through partnerships\, outsourcing arrangements\, and platform-based ser vices. Under a risk-based supervisory regime\, banks are expected to streng then enterprise-wide risk management frameworks\, conduct robust due dilige nce on FinTech engagements\, and ensure effective oversight of third-party and technology-related risks. A clear understanding of RBS principles is th erefore essential for banks to manage regulatory exposure\, safeguard finan cial soundness\, and maintain confidence in the financial system.\nFor FinT ech institutions\, Risk-Based Supervision represents both a regulatory obli gation and a strategic enabler of sustainable growth. FinTechs that embed s trong governance\, risk management\, and compliance structures are better p ositioned to scale\, attract investment\, and build trust with regulators a nd partners.\nThis course brings together regulators\, banks\, and FinTech players to develop a shared understanding of risk-based supervisory expecta tions\, promote constructive engagement\, and support the development of a resilient\, inclusive\, and innovation-friendly financial ecosystem.\n \nT arget Audience\nThis course is packaged for the following target audience:\ n\nFinancial sector Regulators and Supervisors\nCentral bank supervisory an d policy departments\nRegulated Financial Institutions: commercial banks\, micro-finance banks (MFBs)\, mortgage finance institutions (MFIs)\, Develop ment Finance Institutions (DFIs)\, Insurance Companies\, FinTech institutio ns – players and operators\; e-Money operators\, mobile money operators ( MNOs)\, Payment Service Providers (PSPs) etc.\nMarket conduct and prudentia l supervision teams\nFinancial intelligence and compliance authorities\nLeg al\, Compliance\, and Reporting Professionals\n\n \nLearning Outcomes\n\nU nderstand Risk-based Supervision and its relevance to FinTech Operations an d Supervision\nIdentify significant activities in FinTech operations that d rive most risks.\nImplement a structured and defensible risk-based supervis ory framework for FinTech\nIdentify and demonstrate how technology can enha nce risk-based oversight\nStrengthen regulatory credibility while supportin g responsible innovation\n\n \nLearning Objectives\n\nRecall the rapid gro wth of FinTech in the Digital Financial Service Ecosystem\nUnderstand Risk- based Supervision in FinTech\nIdentify\, assess\, and prioritise FinTech-sp ecific risks\nApply risk-based supervisory principles to diverse FinTech bu siness models\nDesign a risk-based supervisory framework for their institut ions and align supervisory responses with institutional risk profiles\nLeve rage data\, SupTech\, and analytics for effective oversight\n\n \nProgramm e Content \n\nOverview of Digital Financial Services and the FinTech Ecosys tem\n\n\nDigital Financial Service\; scope\, drivers\, players\, and actors in the ecosystem (Banks\, FinTechs\, MNOs\, Regulators\, PSPs)\n\n\nSystem ic Importance of Digital Finance\nKey categories of FinTechs:\n\nPayments\, wallets\, PSPs\, PSSPs\nNeobanks / digital banks\nOnline lenders\, BNPL\, crowdfunding\nInsurTech\, WealthTech\, RegTech\, BigTech\n\n\nMarket struct ure and digital financial services infrastructure\n\n\nFinTech Business Mod els: Platform-based and ecosystem-driven models\n\n\nThe role of APIs and O pen Banking\n\n \n\n Risk-Based Supervision in the FinTech Era\n\n\nEvolut ion of supervisory approaches: rules-based vs risk-based supervision\nCore principles of risk-based supervision\nWhy FinTechs require differentiated s upervisory treatment\nProportionality and activity-based regulation\nSuperv isory mandates: stability\, integrity\, inclusion\, and innovation\nGlobal regulatory models (Basel\, BIS\, IAIS\, IOSCO\, FATF\, CPMI)\nBenefits and limitations of RBS in the FinTech age\nRBS for emerging markets and develop ing economies (EMDEs)\n\n \n\n Risk Taxonomy for FinTech Operations and Ri sk Drivers\n\n\nPrudential risks: capital adequacy\, liquidity\, and solven cy\nGovernance and operational risk\nCybersecurity and technology risk\nAML /CFT and fraud risk\nLiquidity and solvency risks (where applicable)\nThird -party risk (outsourcing\, cloud services\, agents)\nConsumer protection\, data privacy & conduct risks\nCompetition and market integrity risks\nEmerg ing risks: AI/ML\, digital identity\, crypto assets\, stablecoins\n\n \n\n The Risk-Based Supervision Lifecycle\n\n\nRisk identification\nRisk assess ment: Inherent vs Residual\nRisk assessment in FinTech Partnerships:\n\nDue diligence frameworks\nAPI integration risks\nData‑sharing risks in Open Banking\nContracting\, SLAs\, and risk allocation\n\n\nRisk quantification and scoring\nRisk prioritization\nSupervisory planning & resource allocatio n\nReporting and continuous monitoring\nFeedback loop for iterative supervi sion\n\n\n Supervisory Tools and Techniques for FinTech Oversight\n\n\nLice nsing and authorisation reviews\nOff-site monitoring and reporting requirem ents\nOn-site and thematic examinations\nData-driven supervision & regulato ry technology (SupTech)\nRisk‑scoring models for FinTech entities\nStress testing for digital financial services\nEarly‑warning indicators & dashb oards\nEnforcement\, remediation\, and corrective actions\n\n\n Building an RBS Framework for FinTech Supervision\n\n\nRegulatory perimeter definition \nPrinciples‑based vs rules‑based regulation\nLicensing and authorisati on risk assessment\nSupervisory impact & systemic importance rating\nMarket conduct supervision for digital finance\nSandbox supervision & innovation hubs\n\n\nPrinciples and policy considerations for FinTech Supervision\n\n\ nExamining the Basel core principles for effective banking supervision\nPri nciple of Proportionality - adapting processes\, allocating resources and c onsidering the risk profile of the FinTech firms under supervision.\nPrinci ple of Technology Neutrality – Focusing on the functionality of FinTech P roducts & Services\nSix Pillar policy framework/consideration for the evalu ation of FinTech Supervision\n\nRisk Identification from FinTech Activities \nSelecting a Supervisory Approach to FinTech\nAssessing the existing Super visory framework\nThe promotion of Regional and sub-regional Cooperation in FinTech Supervision\nFinancial Inclusive Supervision\nDeployment of SupTec h Tools\n\n\nCreation of an enabling environment for real-time reporting\n\ n\n AML/CFT & Financial Crime Controls and Supervision\n\n\nRisk-based AML/ CFT framework\nMonitoring high-risk digital transactions\nCrypto-asset and VASP supervision\nFraud typologies in FinTech channels and Fraud prevention frameworks\nCross-border payment monitoring\nKYC\, KYB & digital identity requirements\nSuspicious activity reporting and Transaction monitoring syst ems\n\n \n\n9. Embedding Risk-Based Principles in FinTech Operations\n\n\n Understanding your risk profile as a FinTech Institution/operator\nDesignin g an internal risk management framework\nAligning business strategy with ri sk appetite\nGovernance structures (Board\, CRO\, risk committees)\n\n \n\ n10. Regulatory Innovation and Supervisory Flexibility\n\n\nRegulatory sand boxes and innovation hubs\nTest-and-learn supervisory models\nProportional compliance frameworks\nManaging regulatory arbitrage\nInternational standar ds and best practices\n\n \n\nInternal Monitoring & Reporting for RBS\n\n\ nRisk dashboards for executive and board reporting\nScenario analysis for t echnology failures\nData quality management\nAligning enterprise risk manag ement (ERM) with digital operations\n\n \n\nReal-world scenario analysis\, Use cases\, and case studies\n\n \nField Visits & Experiential Learning\n To complement the classroom learning\, there will be field visits that will provide real-world exposure to regulation\, innovation\, industry practice \, and ecosystem thinking. This visit will combine regulatory insight\, Fin Tech innovation hubs\, industry bodies\, data and payments practice\, and f inancial services heritage — all relevant to deepening practical understa nding of supervision and operational realities - Bank of England Museum. LOCATION:Risk-Based Supervision (RBS) for FinTech DTSTAMP:20260423T151245Z DTSTART:20260601T131700Z DTEND:20260605T181700Z END:VEVENT END:VCALENDAR