Problem Loans: Warning Signals, Assessment and Recovery
July 24 @ 8:00 am - July 27 @ 5:00 pm| N116,815
A sound credit portfolio is a major determinant of the survival of any bank. After the loan is booked and drawn down, accountability for its ultimate repayment rests with officers who need to monitor, evaluate and take prompt actions on loan related issues until fully paid back. This underscores the need for management of banks to continuously update the skills of their staff in credit assessment, monitoring and control. This workshop has been designed to equip participants with the requisite skills to detect and prevent potential problem loans, as well as, solve loan problems when they arise.
Officers in Regional, Zonal and Branch Banking Operations, Risk Management,
Credit Administration, Loan Recovery, Audit, Inspection and Compliance, as
well as those who supervise/regulate them.
At the end of the course, participants should be able to effectively:
- Appreciate the impact of problem loans on the solvency and sustainability of lending institutions;
- Analyze and classify their credit portfolios, with a view to isolating problem loans and overdraft; and
- Design and implement early warning systems as preventive strategies for limiting the size of the problem credit portfolio.
- Overview of Problem Loans;
- The Prudential Framework for Managing Problem Loans;
- Problem Loans: Early Warning Sign
- Identification, Analysis and Causes of Problem Loans;
- Tools & Techniques for Problem Loans Management;
- Monitoring Problem Loans;
- Management Strategies for Problem Loans Recovery;
- Legal Strategies for Problem Loan Recovery;
- Strategies for Realising Collateral Pledged for Loans
- Case Studies and Experience Sharing
For more information, please call Adeola: 0816 126 1683 or Email: email@example.com